First Time Buyer Estate Agent in Coventry & Warwickshire
Buying your first home is one of the most exciting and daunting experiences of your life. At Oakmere Signature Homes, we specialise in making that journey as smooth and stress-free as possible, guiding you from your very first viewing right through to picking up the keys.
We Know It Can Feel Overwhelming
The mortgage process, solicitors, surveys, exchange, completion there’s a lot to navigate. That’s why every first time buyer gets dedicated support from an experienced property specialist who will explain everything in plain English, with no jargon and no pressure.
What We Help First Time Buyers With:
- Understanding your budget and mortgage options
- Explaining the full buying process step by step
- Identifying the right properties for your needs and lifestyle
- Arranging viewings around your schedule
- Negotiating the best possible price on your behalf
- Recommending trusted mortgage brokers and solicitors
- Keeping you informed at every stage through to completion
Government Schemes We can advise on government schemes available to first time buyers, helping you understand what you may be eligible for and how to make the most of your budget.
The First Time Buyer Journey - Step by Step
We know the process can feel overwhelming so here’s exactly what to expect from start to finish:
1. Work Out Your Budget Before you start viewing properties, get a clear picture of what you can afford. Speak to a mortgage broker to get an Agreement in Principle – this shows sellers you’re a serious buyer and confirms your maximum budget.
2. Register With Us Tell us what you’re looking for – location, size, budget and must haves. We’ll match you with suitable properties and alert you as soon as anything relevant becomes available.
3. Start Viewing We’ll arrange viewings at times that suit you, including evenings and weekends. Take your time and ask as many questions as you like – we’re here to help.
4. Make an Offer Found the one? We’ll guide you on making a competitive offer and negotiate on your behalf to get the best possible price.
5. Instruct a Solicitor Once your offer is accepted you’ll need a conveyancing solicitor to handle the legal side. We can recommend trusted local solicitors who offer competitive rates.
6. Survey and Mortgage Your mortgage lender will carry out a valuation and you may wish to commission a full survey. We’ll keep you updated throughout this stage.
7. Exchange and Completion Once all checks are complete contracts are exchanged – at this point the sale is legally binding. Completion follows shortly after and you’ll get the keys to your new home!
First Time Buyer Stamp Duty Relief
As a first time buyer you may be eligible for Stamp Duty Land Tax relief, meaning you pay less or no stamp duty at all depending on the purchase price. Use our Stamp Duty Calculator to see how much you could save.
Ready to take your first step? Get in touch with our friendly team today for a no obligation chat about your options.